FAKE Friends vs REAL Friends!
These apps streamline the mobile payment process, often requiring only the email address or mobile phone number of the recipient.
They may also be the cheapest way to send money — in best friends and money, many of the services are free for personal use.
Also known as peer-to-peer payment services, money-sending apps are handy in a number of situations.
None of the apps below requires you to have a specific banking relationship, though many banks have their own payment services — more on those in a moment.
Venmo offers an impressively seamless and low-cost way to send money to anyone using just their email address or phone number.
The app also integrates with Facebook and your phone contacts so you can see who else is using Venmo.
Receiving mobile payments is always free.
Bottom line: Venmo is as much a social app as it is a financial one.
You may find this aspect fun — or completely unnecessary.
Square Cash Https://separateschooleducation.info/and-money/money-and-change-worksheets-ks1.html you can send an email, you can send money via.
Square Cash has also recently partnered with Snapchat, allowing you to send mobile payments through the popular chat service, too.
Dwolla Withyou can send money to anyone with an email address, phone number, or Dwolla ID.
Its features include Best friends and money, which allows you send thousands of payments at once, and recurring payments.
Your recipient will need to sign up with Dwolla, too.
PayPal You may not have heard of some of the other apps on this list, but chances are by now you have a account.
You can also send money abroad to anyone with an email address or mobile phone number in more than 190 countries.
PayPal even supports more than 20 currencies.
Bottom line: There is a best friends and money comfort in going with a known entity such as PayPal for your mobile payment.
However, the fees are high for card-funded transactions.
After that, you can link your bank account or debit card to your account and use them to send money to any email address.
Gmail users can even send money in email messages.
You can also keep a balance in Google Wallet and link that to a Google Wallet card, which you can use to make purchases and ATM withdrawals.
Some merchants and phones also support a Tap and Pay function that lets you keep your real wallet in your pocket.
Otherwise, the fee is 2.
Bottom line: Google Wallet has a lot of nice extras that make it far more useful than just a way to send mobile payments.
Facebook Messenger Recently, social media juggernaut introduced a free, best friends and money mobile payment feature to Facebook Messenger.
Once you add enter your debit card information from a U.
The recipient simply has to add his or her own debit card information to receive the payment.
The service is free, though it can take up to three days for banks to process.
Platforms Fees Speed Limits Keep balance in app?
Most banks are also streamlining the process of sending money to others regardless of where they bank, though.
There is no separate Popmoney account — your requests are best friends and money straight to your Ally accounts.
The money is available almost immediately if you send it to another Capital 360 customer; otherwise, it takes up to two business days.
Non-Chase customers can also use the service to send money if the recipient has a Chase checking account.
However, there are fees to use the service, and they depend on how much you send your money and how fast you want it sent options are immediate delivery, next-day delivery, or standard delivery, which read article up to three business days.
They can best friends and money mobile payments to anyone with an email address or phone number in one to two business days.
Recipients will be required to register with the service to receive the payment.
Check its website to see whether it offers some sort of peer-to-peer payment click at this page />In fact, the most difficult part of sending money these days may be best friends and money the recipient that the service is legit — PayPal, Google, and Facebook may be the only companies on this list with widespread name recognition.
Assuming you can get friends and family on board, any of the apps I profiled above are great choices for a simple mobile payment.
However, we may earn a commission on sales from the companies featured in this post.
To view a list of partners, click.
Opinions expressed here are the author's alone, and best friends and money not been reviewed, approved or otherwise endorsed by our advertisers.
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